PBA 1 Review ( Chapter 1-6) 14 terms. Then, on the next page, choose the desired airline. Formule en format PDF: $0:ION gives 1. Scotiabank Scene+ Visa Card Review The Scotiabank Scene+ Visa Card is a great entry-level card perfect for students and new immigrants looking to build their credit history. Apply by November. RBC ION+™ Visa ‡. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people. Monthly Paper Statements. Earn. The RBC ION Visa is a decent no fee credit card that has a respectable earning. 33 cents each towards travel while Avion Premium points are worth up to 1 cent each. 7 cpp, for Rewards+). Earn 50,000 bonus points + an annual free night. 5 WestJet Dollars, but you can transfer in increments of 100 Avion points thereafter. WestJet RBC ® MasterCard ‡. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. Cards may be used to make. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. You may obtain access to the information we hold about you at any time and review its content and accuracy, and have it amended as appropriate; however, access mayRBC ION+ Visa Card. 4% cash back. Tangerine. RBC ION+™ Visa 1; RBC Rewards+™ Visa ‡ Signature RBC Rewards Visa. $0 monthly fee for full-time students 76. GC: $75. Your reviews Finder makes money from featured partners, but editorial opinions are our own. 99%. 714 = 1. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. RBC Ion+ Visa: 12,000 Avion Points. cheezemeister_x • Ontario • 5 yr. 99% 22. par Arya Arruda; 21/09/2023The fee could be reduced to $10. As an RBC ION+ Visa cardholder, Toronto-based author Vicky Zhou receives 3x the points for every dollar spent on groceries, dining, gas, rideshare, daily public transit, streaming, digital gaming and subscriptions. 7,000 points. With this RBC credit card, you can earn 3 Avion points per dollar for : Grocery, Dining & Food Delivery; Rides, Gas & EV Charging; Streaming, Digital Gaming & Subscriptions; And 1 Avion point per dollar for all. This card features a low annual fee of $48, billed at $4 monthly. In this guide. 7,000 points. Neo. RBC ION+™ Visa ‡. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. 1. RBC Rewards is now called Avion Rewards. The RBC ION Visa caters to credit card users that enjoy spending time online or using ride share and food delivery apps regularly. It has interest rates of 20. Apply Now. You need to initiate the transfer with a minimum of 1,000 Avion points, which would equal 11. With the RBC Visa MOI card,. Agreed that minimum balance would be much better in a savings account. S. Review the documentation provided. Royal Bank of Canada VISA® Credit cards for november 2023. Shop offers. While some people may not like the lower value,…Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . , Royal Trust Company or The. RBC provides over 100 options for gift card rewards and ION+ cardholders can redeem for them at a rate of 140 points towards $1. Scotiabank Gold American Express Card. Safe Deposit Box legal bug 16. Review Methodology Employment Managing Money. h. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Now you can use your Avion points to purchase energy-efficient products, lessen landfill waste and donate to a climate-focused charity. RBC will not stop sending me these offers for their ION card which sounds pretty good to me: 3 cents off gas at petro Canada, 1:1 Avion points, or 1:1. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. 25 Avion points for every dollar you spend 2. RBC Ion+ Visa Card. RBC ION+ Visa. , Royal Trust Company or The. . Eligible Credit Cards. 99% *. RBC Visa Prepaid Cards may only be loaded once, by the organization that purchased the card, and they are not reloadable. por Arya Arruda; 21/09/2023 21/09/20231 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. In the world of travel rewards credit cards that’s nothing spectacular. This is the best way to get the most value out of the RBC Avion Rewards program. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. RBC Avion Visa Infinite Business. Not sure if ION will need more points for gift cards. Depending on the destination, 15,000 to 100,000 Avion points are required per ticket. Call Collect: 1-506-864-2275. oh really thats good, i had a pre-existing rbc credit card and transferred to the ion+ as well, didn't get the bonus points. Unfortunately, there is no way to waive the fee completely. $39. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. See BalanceProtector Max Details. The RBC ION and ION+ Visa credit cards are powered by Avion Rewards and cardholders will become members at the Avion Premium level. 3 Genius Rating. Formule en format PDF: $0: RBC Rewards Visa : English. RBC ION+ Visa: English. This works out to 0. Open In-branch. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. For complete and current information on any advertiser product, please visit. First, here's what you'll earn for rewards on all your purchases: 1. Unfortunately, there is no way to waive the fee completely. The earning rates on the RBC Ion+ Visa are as follows:As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. Marriott Bonvoy™ American Express® Card . 99% interest rate on cash advances and balance transfers for the first 10 months. 20,000 Points if you open a new RBC Visa Infinite Avion card, 20,000 Points if you open a new RBC Royal Bank Visa Platinum Avion card, 5,000 Points if you open a new RBC ION+ Visa, and; 500 Points if you open a new RBC ION Visa card. You still need to convert Canadian dollars. Exclusive Offer of 100 Avion points for every $1,000 in funded mortgage. Find and save ideas about hockey tape on Pinterest. , RBC Global Asset Management Inc. ago. Get 7,000 Avion points Δ when you’re approved for the RBC ION+ Visa credit card or 3,500 Avion points ^ when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. recommended credit score: 660. $39. Apply by November 27, 2023. RBC ION+ Visa. 00 back for every $100. That’s up to 12% cash back on grocery store purchases for the first three months and up to 11% on all other purchases for the first three months †. . This all-encompassing review examines key elements of the RBC ION Visa Card, such as its pros and cons, application requirements, interest rate, and credit limit, as well as how it compares to the RBC Avion Visa Card. 50 in credit for the same number of points. It also widens the amount of categories you earn points on, like food delivery and restaurants. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 71 cents per point value and if we multiply that by the 1x to 3x points earn rates you are looking at a rate of return of 0. 99% on purchases, 22. RBC ION+ Visa. If you choose not to pay off your balance in full, try to pay more than the minimum balance due. Speaker Details:. bills and review your transaction history. In the meantime you can check them. RBC ION+ & RBC Avion order to get them. You will earn 3 Avion points for every $1. Receive a Companion Award eVoucher 3. For travel, 100 points = $1. Cards that stand out for earning rewards at electric charging stations are: Earning per dollar. RBC ION Visa; RBC ION+ Visa; You'll be able to get a few extra rewards with these cards when juicing up your car. The RBC ION Visa comes with only Extended Warranty and Purchase Protection, which is pretty much bare bones as far as credit card insurance goes. So for streaming on the ION card, when redeeming for regular price gift cards, the return is 1. $165 annual fee. Annual Fee: $99. 5x for streaming and ION+ gives 3x (at a $4/month fee). Review the list of items you are allowed to bring into Canada. They will enjoy access to best-in-class cash back savings and offers from more than 1,900 retail partners as well as discover more ways to earn, redeem and pay with Avion points – all within one. For a $4 monthly fee, you'll earn more rewards on the bonus categories. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on food delivery, dining out and groceries. cheezemeister_x • Ontario • 5 yr. Visa Cash Back Card. 14%. One way to use your Avion points for travel is with the purchase of an airline ticket. keep this card in the top 10% of all rewards cards in Canada” Click here to read the entire review — The new RBC ION Visa and RBC ION+ Visa Cards have been added to several of Rewards Canada’s credit card pages. Depending on the destination, 15,000 to 100,000 Avion points are required per ticket. National Bank. there's the RBC ION+ Visa. RBC Avion Visa Infinite offers good insurance, travel booking and so on, with $1 spent = 1 Avion point for most purchases. Up to 10 outgoing Interac e-Transfer 60 transactions. Select your new credit card from the list of accounts and choose “Set Up Now". 8M people. View Card Details. The RBC ION+ Visa Card is a highly underrated credit card that doesn’t get nearly as much attention as it should. por Arya Arruda; 21/09/2023RBC ION+ Visa. 5x for streaming and ION+ gives 3x (at a $4/month fee). GC: $75. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and 4. Unlimited electronic debits and credit transactions 59. There are no blackout dates or advance booking restrictions, even during peak periods. They will enjoy access to best-in-class cash back savings and offers from more than 1,900 retail partners as well as discover more ways to earn, redeem and pay with Avion points – all within one. That means with the iON+ you’re getting 1. 00 102, no minimum balance required. 3. com/ioncardsUpdated 08 2023 6 Definitions: DoorDash: means DoorDash Technologies Canada Inc. * Conditions apply 26. Earn 1. 07%. 1. 5 Avion points per dollar for :. IDK why but i'll take it. View Legal Disclaimers. So for streaming on the ION card, when redeeming for regular price gift cards, the return is 1. The RBC ION+ Visa Credit Card is one of RBC’s newest offerings and stands out as a low-fee rewards card with attractive earning rates on daily spending. [deleted] • 5 yr. por Arya Arruda; 21/09/2023This presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. One of the benefits of this is that it simplifies the range of RBC credit cards: some were part of the Avion program, such as the most popular, the RBC Avion Visa Infinite Card while some others were part of the RBC Rewards program. RBC offers a multi-line rebate, BMO also had this offer as a promo. Visa Cash Back Card. FREE. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. I wonder if this is accurate and how this is calculated (I swear I had seen a calculation that mentioned the opposite – a higher return for the Rewards+ card). Get a 0. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. RBC Avion Visa Infinite Privilege – A Luxury Travel Credit Card. com/ioncardsSign into RBC Online Banking only once and access your U. Review: RBC Avion Visa Infinite Card The RBC Avion Visa Infinite card has a new welcome offer of up to 55,000. I currently have the RBC Signature Rewards Visa credit card, and as they don't seem to advertise that one anymore, I will have to change to one of their new ones when my card expires. RBC Advantage Banking for students 4. of this year. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). Signature RBC Rewards Visa. In an expensive city like Toronto, getting rewarded for your everyday spending makes a lot of sense. RBC ION+ Visa Card Review (2023) The new RBC ION+ Visa Card from the Royal Bank of Canada is great for earning Avion points while paying low monthly fees. The ION/ION+ doesn't earn the same type of rewards as Avion cards. Cardholders earn up to 1. Receive up to 60,000 bonus Avios 1. I currently have the RBC ION + that I got in Jan. This has been described in detail in this article. One way to use your Avion points for travel is with the purchase of an airline ticket. Be prepared to pay 20. CIBC offers three different credit. Apply at an RBC Branch Find an RBC Branch. 500 points. Review the CreditView Dashboard agreement and select I Accept & Continue. For complete and current information on any. Enjoy unlimited deliveries with $0. Grocery—Satisfy your taste buds while earning points on groceries. Stay connected with a complimentary Boingo Wi-Fi account 6. That’s up to 12% cash back on grocery store purchases for the first three. You must apply for the RBC Cash Back Mastercard by March 31, 2024, at an RBC Royal Bank branch, and be approved by us. The most expensive on our list is the RBC British Airways Visa Infinite Card at $165 — pretty normal for a premium card with travel rewards that typically have annual fees from $119 or higher. Earn 1. legal bug. 99% Our verdict Earn rewards for digital gaming, streaming, subscriptions, and everyday purchases. RBC ION /RBC ION+ credit card holders redeem using a conversion rate of 172 points = $1 CAD Note - Avion Rewards Core Account members are not eligible to book travel. Review and submit your application. Earn 1 Avion point for every $1 spent on. Scroll down to the box on the right-hand side labelled My Services. $48 annual fee. This RBC ION Visa review covers its top features, benefits, and alternative credit cards. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on streaming and digital gaming. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. If you're a newcomer, it can feel overwhelming to start investing in Canada. Avec la VISA RBC ION+, obtenez 3 fois les points AVION pour chaque dollar dépensé en carburant, recharge de véhicule électrique, transport en commun et covoi. RBC ION+ Visa. Apply by December 6, 2023. 8 cents per point. How It Works. Opens in a new window. Annual Fee Rebate. 3. You’ll be able to choose an advisor, a time and how you’d prefer to meet - including in person, by phone or by video conference. Call to book an appointment to open a bank account over the phone or by video conference. Unlimited cash back on your spending 3. Annual Fee:RBC Advantage Banking for Students. Best Credit Cards for 2023 . recommended credit score: 660. 18 upvotes. RBC ION Visa. 5X Avion points for every $1 spent 1 on:. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and 4. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. $4 a month ($48 annually) WestJet RBC MasterCard. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. For more details, please refer to your RBC Royal Bank Credit Card Agreement. 99% $48 Min. Today, Royal Bank of Canada (RBC) announced the launch of RBC ION Visa and RBC ION+ Visa, two new credit cards that enable Canadians to accelerate their Avion points earnings in popular, everyday spending categories, including gas and groceries, as well as EV charging, daily public transit, streaming services, and more. 714cpp (this is the regular price). The card is good for people in the following situations: You don’t have a high income – No minimum personal income requirement is needed for this card. 07%. 95 or $5 by using the Value Program . 99% $48 Min. My understanding is that if I apply for the RBC Avion Visa Infinite that I won't be eligible for the welcome bonus because I have the RBC ION+ card. Our branches are open to serve you with recommended safety measures in place, such as physical distancing. RBC ION+ Visa Card. The standard interest rates are rather disappointing. The points earned on the card can be redeemed at checkout anytime with your Moi card at nearly 900 Metro, Super C, Brunet and Première Moisson stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing. Our partners are not responsible for the contents of this site including any editorials or reviews. Compare. , RBC Global Asset Management Inc. Avion Elite points have a value of 1. Like the RBC Rewards+ Visa, this card is one of RBC’s entry-level credit cards. Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . Purchase Rate: 20. $39. *. 99% on cash advances. Get $100 when you. 714 = 1. , RBC Global Asset Management Inc. The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. RBC Ion+ doesn't have as many perks, but $1 spent = 3 Avion points for purchases of gas, groceries and so on. 3 points per $1 spent . 20. 19. Don’t forget, if you’re short a few points, you can always purchase travel by redeeming your points and using your credit. , RBC Direct Investing Inc. 7,000 Avion 20. The best credit cards for electric charging stations. Call 1-800-565-3129. 50% to 1% cash back on other purchases. Either switch or be stuck with poor products. Low monthly fee: $6. Get up to 7,000 welcome points. You don’t want to spend a lot on annual fees – The monthly fee of $4 is reasonable for the earning rate and benefits you get. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in. Your guide to the interest rate, fees and features to expect with an AimFinance personal loan. Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! †. Grocery; Rides, Gas & EV Charging; Streaming, Digital. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. That redemption rate provides a 0. Mit der Jahresgebühr von 39 US-Dollar erhalten Sie Reiseversicherungsvorteile, die die drei anderen RBC-Karten in der Kategorie „Studenten“ nicht bieten, d. Allow up to four weeks for RBC Avion points to be transferred to other airline program accounts. rankings and reviews. Start Application Online. Get up to 7,000 welcome points. Although you earn Avion points with this card, since this is a lower tier RBC card, your points are worth less compared to regular Avion Rewards. MBNA Rewards World Elite Mastercard. Offer ends March 31, 2024. Switch and Save - we’ll cover up to $1,100 in switching fees when you move your eligible mortgage to RBC 5. com/ioncardsI recently received an offer to upgrade from Signature RBC rewards visa to RBC ION+, I am a student and am wondering if anyone made this switch and how they found their change, are their any hidden fees, is it worthwhile to do it? ION+ monthly fees are rebated with Advantage Banking for Students. NO MONTHLY FEE 28. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. and Canadian accounts instantly – for free 8. 99%. Lighten your carbon footprint with points. Additional Card: $0. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. Receive access to the RBC Air Travel Redemption Schedule which offers high value towards airfare; Access to all RBC transfer partners. Get a Quote for Travel Insurance. RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards, Cashback. Additional cardholder(s), as well as existing cardholders of any RBC. RBC. No RBC fee to use another bank’s ATM in Canada 66, 67. The current welcome bonuses on the RBC ® Avion Visa. RBC ION+ Visa. Print, complete and sign (make sure both of you sign the form). (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. With this no-annual-fee RBC credit card, you can earn 1. RBC Business Owners will only be able to link up to two (2)Call to book an appointment to open a bank account over the phone or by video conference. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. 99% $48 Go to site More Info. pnettesh009. Here's The Point Calculator's valuations for RBC Avion points:RBC has the second worst credit card line up and arguably the worst for everyday spending. Enjoy the convenience of RBC International Money Transfers 13. Plus get innovative benefits with the no annual fee RBC ION Visa. 20. Up to $500,000 CAD (in total contributions). CIBC Dividend ® Visa Infinite* Card. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your. Those in search of a high-value rewards credit card should consider Canada’s RBC ION Visa Card, which is unique for its extensive list of benefits and features. Call Toll-Free: 1-866-756-1107. RBC ION Visa Card. Learn more at rbc. $19. 5x for streaming and ION+ gives 3x (at a $4/month fee). 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions; 1 point per $1 spent on all other purchases The RBC Cash Back Mastercard has no annual fees. My RBC ION+ Visa review is positive. Signature RBC Rewards Visa vs. No annual fee; Earn 1. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. American Express. 3 points per $1 spent . ago. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. 15, or 100 Avion points = 1. Earn up to 50,000 points and pay no annual fee in the first year (Apply by Jan 3, 24) RBC Avion Visa Infinite Card. Review: RBC Avion Visa Infinite Card The RBC Avion Visa Infinite card has a new welcome offer of up to 55,000. 5* 0. , Royal Trust Company or The. Transfer money between your RBC U. 3 Avion points for every $1 spent on grocery, dining, food delivery. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. 1 How to qualify for the Credit Card Base OfferOn the other hand, there are RBC credit cards that earn Avion Premium points such as the RBC ION+ Visa credit card. Your credit score appears, along with various tools, calculators and. 25 Avion Elite points for every $1 spent on the card, on up to $75,000 per year (then 1X). I Want This Deal Leave a review. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. The catch is that if used for travel, they convert at 172 points = $1. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. RBC Bank is running an early year promotion as part of its Avion Rewards program. 3 points per $1 spent . , Royal Trust Company or The. RBC British Airways Visa Infinite Card. HoweverOur review. Get 12,000 Avion points * when you’re approved for the RBC ION+ Visa credit card or 6,000 Avion points * when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. 3,500 Avion 20. Additionally, the card offers two years of mobile device insurance for up to $1,000. 3 points per $1 spent . RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards, Cashback. Safe online shopping with Virtual Visa Debit 74. Annual Fee Rebate. RBC ION Visa review The fee-free RBC ION Visa lets you earn rewards for everyday purchases and streaming subscriptions, groceries and transportation. 2. 20. 25 without cheque image, $2. The date your RBC ION+ Visa account is sixty (60) days past due. Earn Avion Points on Everyday Purchases. , RBC Direct Investing Inc. ca, the RBC Cash Back Mastercard gives an annual return of 1. Get up to 7,000 welcome points. Agreed that minimum balance would be much better in a savings account. 99% on cash advances. $75 fee for supplemental cardholders. Intro offer details: Earn up to $1,400 in value†, including up to 50,000 Aeroplan points†, no Annual Fee for the first year† and additional travel. 20,000 Points if you open a new RBC Visa Infinite Avion card, 20,000 Points if you open a new RBC Royal Bank Visa Platinum Avion card, 5,000 Points if you open a new RBC ION+ Visa, and; 500 Points if you open a new RBC ION Visa card. awsomeanaya8. MINSPEND $5,000.